Atlantic Union Bankshares Corporation (AUB) Presents at Morgan Stanley US Financials Conference 2026 Transcript

2026-06-10 22:41

Atlantic Union Bankshares Corporation (AUB) Morgan Stanley US Financials Conference 2026 June 10, 2026 4:00 PM EDT

Company Participants

John Asbury – President, CEO & Director
Alexander Dodd – Executive VP & CFO

Conference Call Participants

Brian Wilczynski – Morgan Stanley, Research Division

Presentation

Brian Wilczynski
Morgan Stanley, Research Division

Okay. So thank you, everybody, for joining. We’re going to get started with Atlantic Union. Very happy to have with us today, John Asbury, CEO; and Alex Dodd, CFO. John, Alex, thank you so much for joining us today.

John Asbury
President, CEO & Director

Thank you so much for having us here.

Alexander Dodd
Executive VP & CFO

Yes. Thank you for having us.

Question-and-Answer Session

Brian Wilczynski
Morgan Stanley, Research Division

Great. And then, John, maybe just starting off at a high level. Atlantic Union has built a leading franchise over the years in its home state of Virginia. Recently, you’ve complemented that with the Sandy Spring acquisition in Maryland. When you look across the organization today, what has you the most excited about how Atlantic Union is positioned right now?

John Asbury
President, CEO & Director

Brian, this fall will be my 10th year anniversary of the company. And this is what I had aspired to when I joined. So what I’m most excited about is that we have worked very intensely over nearly the last decade to really build what we have today. We’ve made the investment. We’ve increased our capabilities. We’ve established a market share that I would argue could not be replicated.

We’re the #1 regional bank by depository market share in the state of Virginia and the State of Maryland. That’s never been done before. I can say that since I am a Virginia banker, I would argue it will not be done again. You can’t replicate it. We’ve built the

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