<\/p>\n
Follow<\/span><\/span><\/span><\/button><\/div>\n<\/p>\n\n\n\n\n\n\nWells Fargo & Company (WFC<\/span>) Q2 2026 Earnings Call July 14, 2026 10:00 AM EDT<\/p>\n<\/div>\n\nCompany Participants<\/strong><\/p>\nJohn Campbell – Director of Investor Relations<\/span>Charles Scharf – CEO & Chairman<\/span>Michael Santomassimo – Senior EVP & CFO<\/span><\/p>\n<\/p><\/div>\n\nConference Call Participants<\/strong><\/p>\nKenneth Usdin – Bernstein Autonomous LLP<\/span>John McDonald – Truist Securities, Inc., Research Division<\/span>L. Erika Penala – UBS Investment Bank, Research Division<\/span>Ebrahim Poonawala – BofA Securities, Research Division<\/span>Manan Gosalia – Morgan Stanley, Research Division<\/span>Matthew O’Connor – Deutsche Bank AG, Research Division<\/span>John Pancari – Evercore ISI Institutional Equities, Research Division<\/span>Christopher McGratty – Keefe, Bruyette, & Woods, Inc., Research Division<\/span>David Chiaverini – Jefferies LLC, Research Division<\/span>Vivek Juneja – JPMorgan Chase & Co, Research Division<\/span>Gerard Cassidy – RBC Capital Markets, Research Division<\/span><\/p>\n<\/p><\/div>\n\nPresentation<\/strong><\/p>\n\nOperator<\/strong><\/span><\/p>\nWelcome, and thank you for joining the Wells Fargo Second Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note that today’s call is being recorded. I would now like to turn the call over to John Campbell, Director of Investor Relations. Sir, you may begin the conference.<\/p>\n<\/p><\/div>\n\nJohn Campbell<\/strong><\/span>Director of Investor Relations<\/i><\/span><\/p>\nGood morning, everyone. Thanks for joining our call today where our CEO, Charlie Scharf; and our CFO, Mike Santomassimo, will discuss second quarter results and answer your questions. This call is being recorded. Before we get started, I would like to remind you that our second quarter earnings materials, including the release, financial supplement and presentation deck are available on our website at wellsfargo.com. I’d also like to caution you that we may make forward-looking statements during today’s call that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from expectations are detailed in our SEC filings including the Form 8-K filed today containing our earnings materials. Information about any non-GAAP financial measures referenced, including a reconciliation of those measures to GAAP measures, can also be found in our SEC filings and the earnings materials available on<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
<\/p>\n\n\n\n\n\n\nWells Fargo & Company (WFC<\/span>) Q2 2026 Earnings Call July 14, 2026 10:00 AM EDT<\/p>\n<\/div>\n\nCompany Participants<\/strong><\/p>\nJohn Campbell – Director of Investor Relations<\/span>Charles Scharf – CEO & Chairman<\/span>Michael Santomassimo – Senior EVP & CFO<\/span><\/p>\n<\/p><\/div>\n\nConference Call Participants<\/strong><\/p>\nKenneth Usdin – Bernstein Autonomous LLP<\/span>John McDonald – Truist Securities, Inc., Research Division<\/span>L. Erika Penala – UBS Investment Bank, Research Division<\/span>Ebrahim Poonawala – BofA Securities, Research Division<\/span>Manan Gosalia – Morgan Stanley, Research Division<\/span>Matthew O’Connor – Deutsche Bank AG, Research Division<\/span>John Pancari – Evercore ISI Institutional Equities, Research Division<\/span>Christopher McGratty – Keefe, Bruyette, & Woods, Inc., Research Division<\/span>David Chiaverini – Jefferies LLC, Research Division<\/span>Vivek Juneja – JPMorgan Chase & Co, Research Division<\/span>Gerard Cassidy – RBC Capital Markets, Research Division<\/span><\/p>\n<\/p><\/div>\n\nPresentation<\/strong><\/p>\n\nOperator<\/strong><\/span><\/p>\nWelcome, and thank you for joining the Wells Fargo Second Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note that today’s call is being recorded. I would now like to turn the call over to John Campbell, Director of Investor Relations. Sir, you may begin the conference.<\/p>\n<\/p><\/div>\n\nJohn Campbell<\/strong><\/span>Director of Investor Relations<\/i><\/span><\/p>\nGood morning, everyone. Thanks for joining our call today where our CEO, Charlie Scharf; and our CFO, Mike Santomassimo, will discuss second quarter results and answer your questions. This call is being recorded. Before we get started, I would like to remind you that our second quarter earnings materials, including the release, financial supplement and presentation deck are available on our website at wellsfargo.com. I’d also like to caution you that we may make forward-looking statements during today’s call that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from expectations are detailed in our SEC filings including the Form 8-K filed today containing our earnings materials. Information about any non-GAAP financial measures referenced, including a reconciliation of those measures to GAAP measures, can also be found in our SEC filings and the earnings materials available on<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
Wells Fargo & Company (WFC<\/span>) Q2 2026 Earnings Call July 14, 2026 10:00 AM EDT<\/p>\n<\/div>\n\nCompany Participants<\/strong><\/p>\nJohn Campbell – Director of Investor Relations<\/span>Charles Scharf – CEO & Chairman<\/span>Michael Santomassimo – Senior EVP & CFO<\/span><\/p>\n<\/p><\/div>\n\nConference Call Participants<\/strong><\/p>\nKenneth Usdin – Bernstein Autonomous LLP<\/span>John McDonald – Truist Securities, Inc., Research Division<\/span>L. Erika Penala – UBS Investment Bank, Research Division<\/span>Ebrahim Poonawala – BofA Securities, Research Division<\/span>Manan Gosalia – Morgan Stanley, Research Division<\/span>Matthew O’Connor – Deutsche Bank AG, Research Division<\/span>John Pancari – Evercore ISI Institutional Equities, Research Division<\/span>Christopher McGratty – Keefe, Bruyette, & Woods, Inc., Research Division<\/span>David Chiaverini – Jefferies LLC, Research Division<\/span>Vivek Juneja – JPMorgan Chase & Co, Research Division<\/span>Gerard Cassidy – RBC Capital Markets, Research Division<\/span><\/p>\n<\/p><\/div>\n\nPresentation<\/strong><\/p>\n\nOperator<\/strong><\/span><\/p>\nWelcome, and thank you for joining the Wells Fargo Second Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note that today’s call is being recorded. I would now like to turn the call over to John Campbell, Director of Investor Relations. Sir, you may begin the conference.<\/p>\n<\/p><\/div>\n\nJohn Campbell<\/strong><\/span>Director of Investor Relations<\/i><\/span><\/p>\nGood morning, everyone. Thanks for joining our call today where our CEO, Charlie Scharf; and our CFO, Mike Santomassimo, will discuss second quarter results and answer your questions. This call is being recorded. Before we get started, I would like to remind you that our second quarter earnings materials, including the release, financial supplement and presentation deck are available on our website at wellsfargo.com. I’d also like to caution you that we may make forward-looking statements during today’s call that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from expectations are detailed in our SEC filings including the Form 8-K filed today containing our earnings materials. Information about any non-GAAP financial measures referenced, including a reconciliation of those measures to GAAP measures, can also be found in our SEC filings and the earnings materials available on<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
Company Participants<\/strong><\/p>\nJohn Campbell – Director of Investor Relations<\/span>Charles Scharf – CEO & Chairman<\/span>Michael Santomassimo – Senior EVP & CFO<\/span><\/p>\n<\/p><\/div>\n\nConference Call Participants<\/strong><\/p>\nKenneth Usdin – Bernstein Autonomous LLP<\/span>John McDonald – Truist Securities, Inc., Research Division<\/span>L. Erika Penala – UBS Investment Bank, Research Division<\/span>Ebrahim Poonawala – BofA Securities, Research Division<\/span>Manan Gosalia – Morgan Stanley, Research Division<\/span>Matthew O’Connor – Deutsche Bank AG, Research Division<\/span>John Pancari – Evercore ISI Institutional Equities, Research Division<\/span>Christopher McGratty – Keefe, Bruyette, & Woods, Inc., Research Division<\/span>David Chiaverini – Jefferies LLC, Research Division<\/span>Vivek Juneja – JPMorgan Chase & Co, Research Division<\/span>Gerard Cassidy – RBC Capital Markets, Research Division<\/span><\/p>\n<\/p><\/div>\n\nPresentation<\/strong><\/p>\n\nOperator<\/strong><\/span><\/p>\nWelcome, and thank you for joining the Wells Fargo Second Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note that today’s call is being recorded. I would now like to turn the call over to John Campbell, Director of Investor Relations. Sir, you may begin the conference.<\/p>\n<\/p><\/div>\n\nJohn Campbell<\/strong><\/span>Director of Investor Relations<\/i><\/span><\/p>\nGood morning, everyone. Thanks for joining our call today where our CEO, Charlie Scharf; and our CFO, Mike Santomassimo, will discuss second quarter results and answer your questions. This call is being recorded. Before we get started, I would like to remind you that our second quarter earnings materials, including the release, financial supplement and presentation deck are available on our website at wellsfargo.com. I’d also like to caution you that we may make forward-looking statements during today’s call that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from expectations are detailed in our SEC filings including the Form 8-K filed today containing our earnings materials. Information about any non-GAAP financial measures referenced, including a reconciliation of those measures to GAAP measures, can also be found in our SEC filings and the earnings materials available on<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
John Campbell – Director of Investor Relations<\/span>Charles Scharf – CEO & Chairman<\/span>Michael Santomassimo – Senior EVP & CFO<\/span><\/p>\n<\/p><\/div>\n\nConference Call Participants<\/strong><\/p>\nKenneth Usdin – Bernstein Autonomous LLP<\/span>John McDonald – Truist Securities, Inc., Research Division<\/span>L. Erika Penala – UBS Investment Bank, Research Division<\/span>Ebrahim Poonawala – BofA Securities, Research Division<\/span>Manan Gosalia – Morgan Stanley, Research Division<\/span>Matthew O’Connor – Deutsche Bank AG, Research Division<\/span>John Pancari – Evercore ISI Institutional Equities, Research Division<\/span>Christopher McGratty – Keefe, Bruyette, & Woods, Inc., Research Division<\/span>David Chiaverini – Jefferies LLC, Research Division<\/span>Vivek Juneja – JPMorgan Chase & Co, Research Division<\/span>Gerard Cassidy – RBC Capital Markets, Research Division<\/span><\/p>\n<\/p><\/div>\n\nPresentation<\/strong><\/p>\n\nOperator<\/strong><\/span><\/p>\nWelcome, and thank you for joining the Wells Fargo Second Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note that today’s call is being recorded. I would now like to turn the call over to John Campbell, Director of Investor Relations. Sir, you may begin the conference.<\/p>\n<\/p><\/div>\n\nJohn Campbell<\/strong><\/span>Director of Investor Relations<\/i><\/span><\/p>\nGood morning, everyone. Thanks for joining our call today where our CEO, Charlie Scharf; and our CFO, Mike Santomassimo, will discuss second quarter results and answer your questions. This call is being recorded. Before we get started, I would like to remind you that our second quarter earnings materials, including the release, financial supplement and presentation deck are available on our website at wellsfargo.com. I’d also like to caution you that we may make forward-looking statements during today’s call that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from expectations are detailed in our SEC filings including the Form 8-K filed today containing our earnings materials. Information about any non-GAAP financial measures referenced, including a reconciliation of those measures to GAAP measures, can also be found in our SEC filings and the earnings materials available on<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
Conference Call Participants<\/strong><\/p>\nKenneth Usdin – Bernstein Autonomous LLP<\/span>John McDonald – Truist Securities, Inc., Research Division<\/span>L. Erika Penala – UBS Investment Bank, Research Division<\/span>Ebrahim Poonawala – BofA Securities, Research Division<\/span>Manan Gosalia – Morgan Stanley, Research Division<\/span>Matthew O’Connor – Deutsche Bank AG, Research Division<\/span>John Pancari – Evercore ISI Institutional Equities, Research Division<\/span>Christopher McGratty – Keefe, Bruyette, & Woods, Inc., Research Division<\/span>David Chiaverini – Jefferies LLC, Research Division<\/span>Vivek Juneja – JPMorgan Chase & Co, Research Division<\/span>Gerard Cassidy – RBC Capital Markets, Research Division<\/span><\/p>\n<\/p><\/div>\n\nPresentation<\/strong><\/p>\n\nOperator<\/strong><\/span><\/p>\nWelcome, and thank you for joining the Wells Fargo Second Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note that today’s call is being recorded. I would now like to turn the call over to John Campbell, Director of Investor Relations. Sir, you may begin the conference.<\/p>\n<\/p><\/div>\n\nJohn Campbell<\/strong><\/span>Director of Investor Relations<\/i><\/span><\/p>\nGood morning, everyone. Thanks for joining our call today where our CEO, Charlie Scharf; and our CFO, Mike Santomassimo, will discuss second quarter results and answer your questions. This call is being recorded. Before we get started, I would like to remind you that our second quarter earnings materials, including the release, financial supplement and presentation deck are available on our website at wellsfargo.com. I’d also like to caution you that we may make forward-looking statements during today’s call that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from expectations are detailed in our SEC filings including the Form 8-K filed today containing our earnings materials. Information about any non-GAAP financial measures referenced, including a reconciliation of those measures to GAAP measures, can also be found in our SEC filings and the earnings materials available on<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
Kenneth Usdin – Bernstein Autonomous LLP<\/span>John McDonald – Truist Securities, Inc., Research Division<\/span>L. Erika Penala – UBS Investment Bank, Research Division<\/span>Ebrahim Poonawala – BofA Securities, Research Division<\/span>Manan Gosalia – Morgan Stanley, Research Division<\/span>Matthew O’Connor – Deutsche Bank AG, Research Division<\/span>John Pancari – Evercore ISI Institutional Equities, Research Division<\/span>Christopher McGratty – Keefe, Bruyette, & Woods, Inc., Research Division<\/span>David Chiaverini – Jefferies LLC, Research Division<\/span>Vivek Juneja – JPMorgan Chase & Co, Research Division<\/span>Gerard Cassidy – RBC Capital Markets, Research Division<\/span><\/p>\n<\/p><\/div>\n\nPresentation<\/strong><\/p>\n\nOperator<\/strong><\/span><\/p>\nWelcome, and thank you for joining the Wells Fargo Second Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note that today’s call is being recorded. I would now like to turn the call over to John Campbell, Director of Investor Relations. Sir, you may begin the conference.<\/p>\n<\/p><\/div>\n\nJohn Campbell<\/strong><\/span>Director of Investor Relations<\/i><\/span><\/p>\nGood morning, everyone. Thanks for joining our call today where our CEO, Charlie Scharf; and our CFO, Mike Santomassimo, will discuss second quarter results and answer your questions. This call is being recorded. Before we get started, I would like to remind you that our second quarter earnings materials, including the release, financial supplement and presentation deck are available on our website at wellsfargo.com. I’d also like to caution you that we may make forward-looking statements during today’s call that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from expectations are detailed in our SEC filings including the Form 8-K filed today containing our earnings materials. Information about any non-GAAP financial measures referenced, including a reconciliation of those measures to GAAP measures, can also be found in our SEC filings and the earnings materials available on<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
Presentation<\/strong><\/p>\n\nOperator<\/strong><\/span><\/p>\nWelcome, and thank you for joining the Wells Fargo Second Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note that today’s call is being recorded. I would now like to turn the call over to John Campbell, Director of Investor Relations. Sir, you may begin the conference.<\/p>\n<\/p><\/div>\n\nJohn Campbell<\/strong><\/span>Director of Investor Relations<\/i><\/span><\/p>\nGood morning, everyone. Thanks for joining our call today where our CEO, Charlie Scharf; and our CFO, Mike Santomassimo, will discuss second quarter results and answer your questions. This call is being recorded. Before we get started, I would like to remind you that our second quarter earnings materials, including the release, financial supplement and presentation deck are available on our website at wellsfargo.com. I’d also like to caution you that we may make forward-looking statements during today’s call that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from expectations are detailed in our SEC filings including the Form 8-K filed today containing our earnings materials. Information about any non-GAAP financial measures referenced, including a reconciliation of those measures to GAAP measures, can also be found in our SEC filings and the earnings materials available on<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
Operator<\/strong><\/span><\/p>\nWelcome, and thank you for joining the Wells Fargo Second Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note that today’s call is being recorded. I would now like to turn the call over to John Campbell, Director of Investor Relations. Sir, you may begin the conference.<\/p>\n<\/p><\/div>\n\nJohn Campbell<\/strong><\/span>Director of Investor Relations<\/i><\/span><\/p>\nGood morning, everyone. Thanks for joining our call today where our CEO, Charlie Scharf; and our CFO, Mike Santomassimo, will discuss second quarter results and answer your questions. This call is being recorded. Before we get started, I would like to remind you that our second quarter earnings materials, including the release, financial supplement and presentation deck are available on our website at wellsfargo.com. I’d also like to caution you that we may make forward-looking statements during today’s call that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from expectations are detailed in our SEC filings including the Form 8-K filed today containing our earnings materials. Information about any non-GAAP financial measures referenced, including a reconciliation of those measures to GAAP measures, can also be found in our SEC filings and the earnings materials available on<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
Welcome, and thank you for joining the Wells Fargo Second Quarter 2026 Earnings Conference Call. [Operator Instructions] Please note that today’s call is being recorded. I would now like to turn the call over to John Campbell, Director of Investor Relations. Sir, you may begin the conference.<\/p>\n<\/p><\/div>\n
John Campbell<\/strong><\/span>Director of Investor Relations<\/i><\/span><\/p>\nGood morning, everyone. Thanks for joining our call today where our CEO, Charlie Scharf; and our CFO, Mike Santomassimo, will discuss second quarter results and answer your questions. This call is being recorded. Before we get started, I would like to remind you that our second quarter earnings materials, including the release, financial supplement and presentation deck are available on our website at wellsfargo.com. I’d also like to caution you that we may make forward-looking statements during today’s call that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from expectations are detailed in our SEC filings including the Form 8-K filed today containing our earnings materials. Information about any non-GAAP financial measures referenced, including a reconciliation of those measures to GAAP measures, can also be found in our SEC filings and the earnings materials available on<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
Good morning, everyone. Thanks for joining our call today where our CEO, Charlie Scharf; and our CFO, Mike Santomassimo, will discuss second quarter results and answer your questions. This call is being recorded. Before we get started, I would like to remind you that our second quarter earnings materials, including the release, financial supplement and presentation deck are available on our website at wellsfargo.com. I’d also like to caution you that we may make forward-looking statements during today’s call that are subject to risks and uncertainties. Factors that may cause actual results to differ materially from expectations are detailed in our SEC filings including the Form 8-K filed today containing our earnings materials. Information about any non-GAAP financial measures referenced, including a reconciliation of those measures to GAAP measures, can also be found in our SEC filings and the earnings materials available on<\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n
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